:root{--iron:#1E1E2A;--amber:#E5BF59;--paper:#EEF1F4;--ink:#23232f;--mute:#5b5f6b;--line:#d6dbe2}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 -apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--paper)}
a{color:#8a6a12}
img{max-width:100%;height:auto}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.hdr{background:var(--iron);color:#fff;position:sticky;top:0;z-index:20;box-shadow:0 2px 12px rgba(0,0,0,.25)}
.hdr .wrap{display:flex;align-items:center;gap:18px;min-height:72px;flex-wrap:wrap}
.hdr .logo img{display:block;height:46px;width:auto;background:#fff;border-radius:6px;padding:3px 6px}
.hdr nav{display:flex;gap:16px;flex:1;flex-wrap:wrap}
.hdr nav a{color:#e9e9ef;text-decoration:none;font-size:15px}
.hdr nav a:hover,.hdr nav a.cur{color:var(--amber)}
.hdr .hcont{display:flex;align-items:center;gap:14px}
.hdr .ph{color:#fff;font-weight:700;text-decoration:none;white-space:nowrap}
.btn{display:inline-block;background:var(--amber);color:var(--iron);font-weight:700;border:0;border-radius:8px;padding:13px 22px;text-decoration:none;cursor:pointer;font-size:16px}
.btn:hover{background:#f0cd6f}
.btn.ghost{background:transparent;color:var(--amber);border:2px solid var(--amber)}
.hero{background:linear-gradient(135deg,var(--iron) 0%,#2c2c3d 100%);color:#fff;padding:34px 0 56px}
.crumbs{font-size:14px;color:#b9bccb;margin-bottom:18px}
.crumbs a{color:#d9dbe4;text-decoration:none}.crumbs a:hover{color:var(--amber)}
.hero h1{font-size:40px;line-height:1.15;margin:0 0 16px;max-width:900px}
.hero h1 b{color:var(--amber);font-weight:inherit}
.hero .lead-t{font-size:19px;color:#dfe1ea;max-width:820px;margin:0 0 24px}
.hero .acts{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero .facts{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:34px}
.hero .facts div{border-left:3px solid var(--amber);padding:6px 12px;color:#e5e6ee;font-size:15px}
.hero .facts b{display:block;color:#fff;font-size:17px}
section{padding:52px 0}
section.alt{background:#fff}
h2{font-size:30px;line-height:1.2;margin:0 0 22px;color:var(--iron)}
h2:after{content:"";display:block;width:56px;height:4px;background:var(--amber);margin-top:10px;border-radius:2px}
h3{font-size:20px;margin:0 0 10px;color:var(--iron)}
.cols2{display:grid;grid-template-columns:1fr 1fr;gap:30px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.cards.c4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px;display:flex;flex-direction:column;transition:.2s;text-decoration:none;color:var(--ink);position:relative;overflow:hidden}
section.alt .card{background:var(--paper)}
.card:before{content:"";position:absolute;left:0;top:0;width:100%;height:4px;background:var(--amber);transform:scaleX(.18);transform-origin:left;transition:.25s}
a.card:hover{box-shadow:0 10px 26px rgba(30,30,42,.14);transform:translateY(-2px)}
a.card:hover:before{transform:scaleX(1)}
.card .ic{width:46px;height:46px;border-radius:10px;background:var(--iron);color:var(--amber);display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:14px}
.card .ic svg{width:26px;height:26px;fill:none;stroke:var(--amber);stroke-width:1.8}
.card p{margin:0 0 12px;color:var(--mute);font-size:15px}
.card .more{margin-top:auto;color:#8a6a12;font-weight:700;font-size:15px}
.list{padding:0;margin:0;list-style:none}
.list li{position:relative;padding:6px 0 6px 30px}
.list li:before{content:"";position:absolute;left:4px;top:14px;width:12px;height:12px;border-radius:3px;background:var(--amber)}
.tbl{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;box-shadow:0 2px 10px rgba(30,30,42,.06)}
.tbl th{background:var(--iron);color:#fff;text-align:left;padding:13px 16px;font-size:15px}
.tbl td{padding:12px 16px;border-top:1px solid var(--line);vertical-align:top;font-size:15px}
.tbl tr:nth-child(even) td{background:#f7f8fa}
.tblw{overflow-x:auto}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(5,1fr);gap:16px;padding:0;margin:0;list-style:none}
.steps li{counter-increment:s;background:#fff;border-radius:12px;padding:56px 18px 18px;position:relative;border:1px solid var(--line)}
.steps li:before{content:counter(s);position:absolute;left:18px;top:14px;width:32px;height:32px;border-radius:50%;background:var(--amber);color:var(--iron);font-weight:800;display:flex;align-items:center;justify-content:center}
.steps b{display:block;color:var(--iron);margin-bottom:6px}
.steps span{color:var(--mute);font-size:15px}
.norms{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.norm{background:var(--iron);color:#e8e9ef;border-radius:12px;padding:20px 22px}
.norm b{color:var(--amber);display:block;font-size:18px;margin-bottom:6px}
.note{background:#fff8e3;border-left:4px solid var(--amber);padding:14px 18px;border-radius:8px;margin:18px 0 0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:10px}
section.alt .faq details{background:var(--paper)}
.faq summary{cursor:pointer;padding:16px 48px 16px 20px;font-weight:700;color:var(--iron);list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:20px;top:12px;font-size:24px;color:#b08a22}
.faq details[open] summary:after{content:"–"}
.faq details p{margin:0;padding:0 20px 18px;color:var(--mute)}
.zay{background:var(--iron);color:#fff}
.zay h2{color:#fff}
.zay .cols2{align-items:start}
.zay .side p{color:#d4d6e0}
.zay .side .ph{font-size:26px;font-weight:800;color:var(--amber);text-decoration:none}
form.lead{background:#fff;color:var(--ink);border-radius:14px;padding:26px;display:grid;gap:14px}
form.lead .frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
form.lead label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:600;color:var(--iron)}
form.lead input,form.lead select,form.lead textarea{font:inherit;font-weight:400;border:1px solid #c5cbd4;border-radius:8px;padding:11px 12px;background:#fbfcfd}
form.lead input:focus,form.lead select:focus,form.lead textarea:focus{outline:2px solid var(--amber);border-color:var(--amber)}
form.lead label.agree{flex-direction:row;align-items:flex-start;font-weight:400;font-size:13px;color:var(--mute)}
form.lead label.agree input{margin-top:3px}
form.lead .hp{position:absolute;left:-9999px;width:1px;height:1px}
.formmsg{font-size:15px}.formmsg.ok{color:#1d7a3a}.formmsg.err{color:#b3261e}
.ftr{background:#15151e;color:#b7bac6;padding:36px 0;font-size:14px}
.ftr .wrap{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
.ftr a{color:#e2e3ea;text-decoration:none}.ftr a:hover{color:var(--amber)}
.ftr b{color:#fff}
.ftr ul{list-style:none;padding:0;margin:0}.ftr li{padding:3px 0}
.related{display:flex;flex-wrap:wrap;gap:10px}
.related a{background:#fff;border:1px solid var(--line);border-radius:20px;padding:7px 14px;text-decoration:none;color:var(--iron);font-size:14px}
.related a:hover{border-color:var(--amber)}
.mbar{display:none}
@media(max-width:980px){.cards,.cards.c4{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.hero .facts{grid-template-columns:1fr 1fr}.hdr nav{display:none}.ftr .wrap{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.cards,.cards.c4,.cols2,.norms,.steps,form.lead .frow,.ftr .wrap{grid-template-columns:1fr}.hero h1{font-size:28px}h2{font-size:24px}.hero .facts{grid-template-columns:1fr}.hdr .hcont .btn{display:none}section{padding:38px 0}
.mbar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:30;background:var(--iron)}.mbar a{flex:1;text-align:center;padding:13px;color:var(--amber);font-weight:700;text-decoration:none}body{padding-bottom:48px}}
/* согласование с базовым style.css раздела */
header.hdr{padding:0}
header.hdr a{margin-right:0}
.hdr .logo{margin-right:6px}
section{margin:0}
.hero h1{margin:0 0 16px}
.tbl th,.tbl td{border:0;border-top:1px solid var(--line)}
.tbl th{border-top:0}
.faq details{padding:0;margin:0 0 10px}
footer.ftr{margin-top:0;background:#15151e}
footer.ftr a{color:#e2e3ea}